Can You be Denied Life Insurance If You Have A Mental Illness?

Frequent Psychological Well being Issues

The varieties of psychological well being sicknesses and problems that might have an effect on your life insurance coverage utility embrace:

  • Bipolar dysfunction
  • Nervousness problems
  • Borderline character dysfunction
  • ADHD
  • Consuming problems
  • Melancholy
  • Obsessive-compulsive dysfunction
  • Psychosis
  • Publish-traumatic stress dysfunction

Not each insurance coverage supplier asks psychological sickness questions throughout the utility course of, which ought to enhance your possibilities of being accredited.

Can Life Insurance coverage Be Denied If You Have A Psychological Sickness?

Your life insurance coverage utility may probably be rejected due to your psychological sickness. Nonetheless, denial is basically based mostly on the danger of offering you with life insurance coverage. Your utility might be denied in case your life-style and well being have a excessive quantity of threat connected to them.

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