Millennial Money: Why you should increase credit limits now | Health and Fitness

— Managing present bank cards responsibly earlier than opening one other.

— Spacing bank card functions by six months or longer to reduce the affect on credit score scores.

— Utilizing lower than 30% of obtainable credit score.

— Paying greater than the minimal on time.

— Having an emergency fund to keep away from counting on bank cards.

— Making a plan to repay giant purchases earlier than including to a card’s stability.

— Asking bank card issuers to maintain your credit score limits or accounts open in the event that they intend to take actions on them.

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